Main residence
£13,750
| Rate | Portion | Tax |
|---|---|---|
| 0% | £125,000 | £0 |
| 2% | £125,000 | £2,500 |
| 5% | £225,000 | £11,250 |
Stamp duty on £475,000
Uses the bands from 1 April 2025. Results are estimates, not tax advice.
Summary
Purchase price
£475,000
Bands crossed
Main: 0%, 2% and 5% bands. | Additional: 5%, 7% and 10% bands.
First‑time buyer
Eligible: 0% up to £300,000; 5% on £300,001–£500,000.
SDLT totals at this price
First‑time buyer
£8,750
| Rate | Portion | Tax |
|---|---|---|
| 0% | £300,000 | £0 |
| 5% | £175,000 | £8,750 |
Additional property
£37,500
| Rate | Portion | Tax |
|---|---|---|
| 5% | £125,000 | £6,250 |
| 7% | £125,000 | £8,750 |
| 10% | £225,000 | £22,500 |
Potential refund if you sell your previous main home within 3 years: £23,750.
FAQs
How much is Stamp Duty on £475,000 for a main residence (2025 rates)?
Total: £13,750
• 0% on £125,000 = £0
• 2% on £125,000 = £2,500
• 5% on £225,000 = £11,250
How much will a first‑time buyer pay at £475,000?
Total: £8,750
• 0% on £300,000 = £0
• 5% on £175,000 = £8,750
How much is Stamp Duty on £475,000 if this is an additional property?
Total: £37,500
• 5% on £125,000 = £6,250
• 7% on £125,000 = £8,750
• 10% on £225,000 = £22,500
If I pay the higher rates but sell my previous main home within 3 years, what refund could I claim?
Potential refund: £23,750 (difference between higher‑rate and standard SDLT at £475,000).
Which SDLT bands are crossed at £475,000?
Main: 0%, 2% and 5% bands. Additional: 5%, 7% and 10% bands.
When is SDLT due?
You must file the SDLT return and pay the tax within 14 days of the effective date of the transaction.
Explore nearby prices
Static page for SEO. For the interactive calculator go to the homepage.